Can my customer verify their bank account instantly?
Last updated: November 12, 2026
Yes. Customers can use instant bank verification instead of waiting 1–3 business days for microdeposits.
When making an ACH payment, the customer can select Log in to your bank and securely connect their bank account through Stripe. This verifies their account immediately, allowing the payment to begin processing without waiting for a verification code.

Note: If instant verification isn't available or can't be completed, Stripe will use microdeposit verification instead.