How do ACH payments and bank verification work?

Coperniq uses Stripe to securely process ACH payments. Customers may need to verify their bank account before the payment can proceed.

How can customers verify their bank account?

• Instant verification: Select Log in to your bank to securely verify the account through Stripe without waiting for microdeposits.

• Microdeposit verification: If instant verification isn't completed, Stripe sends a small deposit, typically within 1–3 business days. Customers then follow the email instructions to complete verification.

Once verified, the payment begins processing automatically.

Is verification required for every payment?

No. Customers who save their verified bank account can generally reuse it without repeating verification. Future payments still require authorization.